.loan-card{
      border-radius:18px;
      box-shadow:0 6px 20px rgba(0,0,0,0.08);
      transition:all .3s ease;
    }
    .loan-card:hover{transform:translateY(-6px)}
    .icon{
      width:60px;height:60px;
      background:var(--sf-red);
      color:#fff;
      border-radius:50%;
      display:flex;
      align-items:center;
      justify-content:center;
      font-size:26px;
      margin-bottom:15px;
    }
    /* Navbar hover effects */
    .nav-anim{
      position:relative;
      color:#2f4a56 !important;
      font-weight:500;
      margin:0 6px;
      transition:color 0.3s ease;
    }
    .nav-anim::after{
      content:'';
      position:absolute;
      left:0;
      bottom:4px;
      width:0;
      height:2px;
      background:var(--sf-red);
      transition:width 0.3s ease;
    }
    .nav-anim:hover{
      color:var(--sf-red) !important;
    }
    .nav-anim:hover::after{
      width:100%;
    }
    .nav-anim.active{
      color:var(--sf-red) !important;
    }
    .nav-anim.active::after{
      width:100%;
    }


  body { font-family: 'Segoe UI', sans-serif; }
    :root{
      --sf-red:#b0282e;
      --sf-dark:#2f4a56;
    }
    .bg-primary{ background-color: var(--sf-dark)!important; }
    .text-primary{ color: var(--sf-dark)!important; }
    .btn-warning{
      background-color: var(--sf-red);
      border-color: var(--sf-red);
      color:#fff;
    }
    .btn-warning:hover{ background-color:#9c2227; border-color:#9c2227; }/* Slider */
.carousel-item{
  height: 80vh;
  min-height: 450px;
  background-size: cover;
  background-position: center;
}
.carousel-overlay{
  background: rgba(47,74,86,0.75);
  height: 100%;
  display: flex;
  align-items: center;
}

.icon-box {
  border-radius: 12px;
  box-shadow: 0 4px 12px rgba(0,0,0,0.08);
  transition: transform 0.3s;
}
.icon-box:hover { transform: translateY(-5px); }
footer{
  background: linear-gradient(135deg, var(--sf-dark), #1f343d);
  color:#fff;
}
.footer-title{
  border-left:4px solid var(--sf-red);
  padding-left:10px;
  margin-bottom:15px;
  font-weight:600;
}
.footer-links a{
  display:block;
  color:#dcdcdc;
  text-decoration:none;
  margin-bottom:8px;
  font-size:14px;
}
.footer-links a:hover{ color:#fff; }
.footer-bottom{
  border-top:1px solid rgba(255,255,255,0.15);
  margin-top:30px;
  padding-top:15px;
  font-size:13px;
}

 .team-card{
      border-radius:18px;
      box-shadow:0 6px 18px rgba(0,0,0,0.08);
      transition:all .3s ease;
      overflow:hidden;
      text-align:center;
    }
    .team-card:hover{transform:translateY(-6px)}
    .team-img{
      width:130px;
      height:130px;
      object-fit:cover;
      border-radius:50%;
      border:4px solid var(--sf-red);
      margin-top:20px;
    }
.page-header{
      background: linear-gradient(rgba(47,74,86,0.85), rgba(47,74,86,0.85)), url('../img/slider2.jpg');
      background-size: cover; background-position: center; color:#fff; padding:70px 0;
    }
    .value-box{ border-radius:14px; box-shadow:0 6px 16px rgba(0,0,0,0.08); }
 .why-card{
      border-radius:20px;
      box-shadow:0 8px 25px rgba(0,0,0,0.08);
      transition:all .3s ease;
      height:100%;
    }
    .why-card:hover{transform:translateY(-8px)}
    .icon{
      width:70px;height:70px;
      background:var(--sf-red);
      color:#fff;
      border-radius:50%;
      display:flex;
      align-items:center;
      justify-content:center;
      font-size:30px;
      margin-bottom:15px;
    }
    .stats-box{
      background:#fff;
      border-radius:18px;
      box-shadow:0 6px 20px rgba(0,0,0,.08);
      padding:30px;
      text-align:center;
    }